Articles & Insights
Practical financial guidance and insights to help you make informed decisions about your financial future.
Could a Stint Abroad Help You Retire Earlier?
Living abroad can reshape the math of early retirement, from housing and healthcare to daily transportation. Here's what to consider before making the leap.
Five Financial Freedoms Worth Celebrating
As we celebrate Independence Day, it's worth recognizing five hard-won financial freedoms that favor ordinary citizens: low-cost investing, fee-only fiduciary advice, competitive banking, market transparency, and guaranteed health coverage.
Can a Trump Account Turn Into $3 Million Tax Free?
Over the last few months the financial planning community has been abuzz about Trump accounts, with a well-known national publication claiming something that sounds implausible: with annual contributions and a tax strategy, your child's account could exceed $3 million tax-free.
Health Sharing Plans — Lower Cost, Higher Risk?
While the price of gas may be in the news, it's the cost of health insurance and out-of-pocket expenses that are at the forefront of many people's minds. With ACA subsidies reduced, some families are paying the full cost of coverage — and many are turning to health sharing plans as an alternative.
Tax Return Blunders That Can Cost You Money
With the tax deadline approaching, it's tempting to sign and move on. But a brief review can catch a handful of items that are easy to miss — and sometimes expensive to get wrong.
Health Savings Accounts — Key Tips and a Trap
Since their introduction over 20 years ago, Health Savings Accounts (HSAs) have become an important tool to set aside money for medical expenses with some of the most favorable tax treatment available in the tax code.
Your Tax Refund May Be Bigger Than Expected
With most of your tax documents likely in hand, it's time to think about when to file your 2025 return. This year more than most it makes sense to explore filing as soon as possible, as refunds are expected to be larger than average.
Your Net Worth Statement: Simple, Powerful, and Kind
Soon after the beginning of a new year, I encourage people to take a snapshot of their net worth. It's a straightforward exercise that will most likely take under an hour and can do wonders for your finances.
A New Way to Save for Children – Politics Aside
A new way to save for children will become available next year as a result of tax legislation passed last summer. Putting politics aside, let's take a look at these new accounts and whether they make sense to use.
Paying for College Is About to Change
Most high school students will use Thanksgiving week as a chance to catch their breath before the final stretch of the semester. For some seniors, though, this time won't be quite as relaxing because it's a chance to finish that last round of college applications.
Where Are You on the Wealth Ladder?
A framework for classifying your wealth level, understanding the advantages at each stage, and identifying how to move up to the next rung.
Four Ways Our Financial Lives Are Better
There's been no shortage of financial news this year to provoke anxiety — even among seasoned investors. Yet amidst the gloom, a quiet revolution in personal finance has unfolded.
Bear Markets, Bad Timing and the Case for a Written Plan
As the S&P 500 hovers near bear market territory, many investors are reacting emotionally. A written investment plan can protect you from making costly decisions at the wrong time.
